Posts with tag 'home-buying process'

One of the first steps to buying a house is securing a mortgage loan. But how do you know who to trust as your lender? It's a big decision, and more goes into it than simply finding the best loan terms. Read on for our tips on how to choose a mortgage lender.

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After more than a year of low housing inventory, skyrocketing prices, and intense bidding wars, the real estate market appears to be tempering a bit. While inventory is still sparse (though improving) and prices continue to appreciate (though at a less rapid pace), there's plenty of reason for optimism if you're looking to buy. Here are a just a few reasons why it's a good time to buy a house.

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Do you wish you had a place you can go to relax and have a good time? A place all your own, by a beautiful beach, where you can get away for a few weeks or months each year and swim, sail, surf, and bask in the Florida sunshine.

Our real estate agents have helped turn that dream into a reality for many families.

But before you buy that vacation home you've been dreaming about, there are a few things you need to keep in mind.

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The big day is almost here. You got preapproved for a favorable mortgage. You scoured listings for weeks – maybe even months – to find the perfect house. You submitted an offer and the seller accepted. And now, so close to the finish line, it could all be for naught if you make one of the mistakes we're going to talk about. Instead, stay informed with your real estate agent and, above all else, don't do these things before closing on a new home.

Apply for New Credit

There is quite possibly no worse time to open a new credit card account than before you've closed your home purchase. Think of your mortgage preapproval as a snapshot of your credit, debt, and income situation at that moment. Opening a new line of credit alters that snapshot and could give you a lower credit score, causing your lender to reevaluate everything.

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After a long search, you've finally found the house you want. The only problem is, someone else wants it too.

Bidding wars are common, especially when interest rates are low. If you're not careful, they can drag on forever and cost you much more than you were initially prepared to pay - if you win the war at all. Our real estate agents can help you hold your own when there are multiple bids. Here are a few tips for making it through a bidding war and coming out on top.

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