Thinking about buying a new home? Great! Your first step should be reviewing your credit report. Your credit report is an important collection of data upon which a mortgage company will base your approval, interest rate, and loan terms.
Naturally, you'll want to ensure your credit is in good standing – the better your credit, the better your chances of receiving favorable interest rates and higher loan amounts. Before we talk improving your credit score, let's make sure you know the basics of pulling your credit report.