It may be a perfect time if you are interested in purchasing a home this year. Despite all the challenges in the market, it may surprise you to learn that there are ample opportunities to buy your dream home. We can confidently tell our borrowers and clients that it is an excellent time to buy because Watson Mortgage Corp. has developed a collection of products to help people. We work closely with Realty to understand how to serve our area and improve the buying process. Let's take some time to break down a couple of massive mortgage product offerings and how they will help Floridians buy a home in 2022.
- Watson Cash AdvantEDGE – If you have attempted to buy a home with multiple offers and lost, we have a solution. Watson Cash AdvantEDGE allow borrowers to place their offer in cash. This drastically increases your chances of getting your offer accepted when bidding on a home with multiple offers. Sellers like cash offers because it provides confidence in the buyer and reduces possible contingencies required to close the loan. If you would like more information, contact a Watson Representative to see how you could offer cash for your next home purchase.
- Hometown Heroes – In June 2022, Florida rolled out its Hometown Hero mortgage program to a select group of mortgage companies across the state. Watson believes that front-line workers deserve the opportunity to own a home, so when this program rolled out, we jumped at the chance to be involved. Front-Line Workers may be eligible for down payment assistance and better market rates. If you believe you work an occupation that qualifies, please CLICK HERE and contact and mortgage advisor.
- The Opportunity Loan – This loan program is entirely exclusive to Watson Mortgage Corp., which provides 100% financing and no Private Mortgage Insurance (PMI) to qualified borrowers interested in purchasing a home in a Majority Minority area (Identified by Census track data in certain counties in Tampa and Jacksonville). In addition to being 100% financed, borrowers may be eligible for down payment assistance. If you would like to learn more about which areas are eligible, and if you qualify, please do not hesitate to reach out.
Watson Mortgage and Realty want to invest in our borrowers and clients to help facilitate the dream of home ownership. These exclusive mortgage products are an excellent opportunity to begin your home buying journey. We believe that everyone should be allowed an opportunity to buy a home. Homeownership is the foundation of our neighborhoods, communities, and cities, and we are committed to investing in people so we can continue to grow together.