Each year it seems we are experiencing more and more disasters in our communities. Whether it be a hurricane, tornado, fire or flood it can be painful and devastating! The burden is on you, the insured, to write detailed lists of all of yo...      Read More...

We are hearing so many advertisements about buying gold as a hedge against inflation and the uncertainty of the economy. My preference is rental of real estate as a great hedge against inflation plus the yearly income from rentals. Gold do...      Read More...

As we reflect back, we can recognize that we saw monumental changes in the mortgage industry. There were new Good Faith Estimates that did not make things clearer for the consumer and made the lender responsible for fees that were not thei...      Read More...

At a closing last month, the purchaser of a small home outside of Middleburg on a couple of acres looked over at me and asked a question I had not heard in a long time, “Do I own the mineral rights?” Not a common question in residential rea...      Read More...